FAQ - CATEGORY MENU
ALL FAQS
What is the minimum investment to get started? Answer
I have an asset allocation plan already. How can CCM help me improve my odds of investment success? Answer
Why do you prefer to be contacted initially via email? Answer
How could low-cost, passive, buy-and-hold investing derail my retirement? Answer
Will a diversified mix of ETFs and/or mutual funds save me in a bear market? Answer
How can CCM's approach bring peace of mind? Answer
What type of investor is a good fit for your firm’s approach? Answer
After following CCM on the web and watching videos, I am ready to get started. What is the next step? Answer
What is the fastest way to get started with Schwab and CCM? Answer
How does CCM's frequent and proactive communication assist clients? Answer
Can computer algorithms make better probabilistic forecasts than humans? Answer
How does your model use facts and logic to minimize the odds of repeating common and emotionally-driven investment missteps? Answer
What key issue prevents countless investors from participating in multiple-year bullish moves in the stock market? Answer
How was the model developed? Answer
How does your model leverage the power of market fractals? Answer
What separates the CCM Market Model from traditional investment methodologies? Answer
Why is "beating the market" every year a flawed investment goal? Answer
What mistakes do many "I need income" investors make? Answer
Is there any statistical backing to the theory that markets typically tip their hand before significant declines? Answer
Can you provide some examples of how observable evidence was helpful before major events and market moves? Answer
Does the model only allocate between stock and bond ETFs? Answer
How much did passive investors lose in the 1929-1932 bear market and how long did it last? Answer
How is your model different from most robo-advisors? Answer
What could happen to my passive online smart allocation during a bear market? Answer
How does narrow framing hurt investors and how does your approach help? Answer
How does the model incorporate fundamental data, including valuations? Answer
Why is discipline so critical to success? Answer
Why does the model invest in ETFs, instead of individual stocks or individual bonds? Answer
How can I cost justify your management fees versus low-fee options? Answer
Can the model be tailored to my personal risk tolerance? Answer
Is the market model the holy grail of investing? Answer
Is the CCM Market Model a form of artificial intelligence (AI)? Answer
Are ETFs tax efficient relative to mutual funds? Answer
What about ETF fees and taxes? Answer
Will dividend stocks save me in a bear market? Answer
Are utility stocks really safe? Answer
We often are told “stocks always come back”, but how many years can it take to get back to breakeven? Answer
What about black swans or an event similar to 1987? Answer
How much did passive investors lose in the 1929-1932 bear market and how long did it last? Answer
Why is efficient communication so important? Answer
I already have Schwab accounts. Can you manage them? Answer
Can you manage accounts held at Fidelity? Answer
Assuming I begin with a 100% cash deposit or transfer, how would you invest my money? Answer
How did you avoid "curve fitting" when you built the CCM Market Model? Answer
If I transfer assets from another firm, how long does it typically take and will CCM assist me with that process? Answer
Can the market model short stocks? Answer
Can you provide a referral from an existing client? Answer
Can I monitor my accounts online? Answer
What type of accounts can you manage and do managed accounts remain in my name? Answer
Can I establish accounts at Schwab and then come to CCM? Answer
Are Schwab account documents available on your website? Answer
Will my account be subject to a lock-up period? Answer
Why does CCM's fee schedule provide for lower fees during long-term bear markets? Answer
How do I make deposits to my Schwab/CCM account? Answer
The vast majority of my assets are in a 401(k). Can you help me manage my 401(k)? Answer
I need to make annual required minimum distributions (RMD) from my IRA. Can CCM help me with that? Answer
What measures are taken by the third-party custodian to protect client assets? Answer
Is it better to run the market model in an IRA/tax-deferred account? Answer